The Bellas Consultants
Business and Legal Guidance You Can Trust
Helping start businesses, invest smartly, and build legacies across the UK and the Philippines.
We are a dynamic advisory firm founded by empowered Filipinas,
dedicated to guiding aspiring entrepreneurs,
investors, and overseas Filipinos
through the intricacies of business and legal matters.
Together , We bring a powerful blend of legal insight and business strategy to help clients navigate opportunities across the Philippines and the United Kingdom.
Whether you are an aspiring entrepreneur, a growing business, individual seeking for legal advise or an overseas investor, Bellas Consultants provides tailored guidance to help you succeed -legally, strategically, and sustainably.
Clients Served
Successful Ventures
Years of Experience
Gain insights from experienced mentors to elevate your business.
For Small Startups, Big Dreams, and Everything in Between
At Bellas Consultancy, business mentorship isn't just about theory -it's about lived experience.
Cris Arago-Pedley,co-founder of Bellas Consultancy, brings over two decades of entrepreneurial expertise across multiple industries in both the Philippines and the UK. From running a travel agency to managing Pubs and restaurants, her hands-on knowledge helps aspiring business owners navigate challenges with confidence.
Start-Up Support
Whether you are just starting or scaling up:
Business Structuring & Compliance
Operations & Day-to-Day Management
Marketing & Community Building
Financial Readiness
Specialised Guidance For:
Why Trust Bellas Consultancy as a mentor?
Turn your passion into profitable venture without the guesswork.
Let Bellas Consultancy and Cris Pedley help you build a business that works for your life, your values, and your future.
Expert legal guidance tailored for your unique business needs.
Led by Atty. Cenelyn Manguilimotan Dalnay, a seasoned lawyer and legal mentor in the Philippines, Bellas Consultancy offers reliable and compassionate legal support tailored to the needs of Filipinos abroad and local clients.
Business & Corporate Law
Property & Real Estate Law
Family & Civil Law
Investment & Asset
Navigating business opportunities between the UK and the Philippines.
Supporting Clients spanning the Philippines and the UK with
1. Clarifying Marital Property Regimes
Under Philippine law, without a prenuptial agreement, the default regime is Absolute Community of Property—meaning all assets (land, buildings, investments) acquired before and during the marriage are jointly owned . Bellas Consultants guides couples through:
Choosing the right arrangement (community, conjugal partnership, or separation of property).
Drafting legally sound marital agreements or postnuptial contracts to clearly define asset ownership and protect both partners.
2. Complying with Foreign Ownership Rules
Philippine law prohibits foreigners from owning land but allows them to own buildings and other improvements on land . Bellas helps ensure:
Land is registered under the Filipino spouse’s name, while structures or shares may be held by the foreign partner.
Documentation (e.g., agreements, deeds) clearly indicates ownership interests to forestall disputes.
3. Ensuring Fair Access & Benefit
Even if a foreign spouse cannot hold title to land, Philippine courts often award them half of the proceeds from sale or the value of the land in case of legal action . Bellas supports:
Proper structuring of compensation rights.
Agreements ensuring both partners benefit equally—including profit-sharing mechanisms or equitable partition strategies..
4. Drafting Inclusive Agreements
Bellas drafts co-ownership agreements, covering use, management, rent, and sale of property to ensure both partners have equal decision-making rights.
These agreements serve as legal safeguards — preventing unilateral sales or loans without consent.
5. Facilitating Dispute Resolution
If a partner attempts to sell without proper consent, Bellas provides legal representation to uphold equitable ownership entitlements.
Bellas can also help establish alternative dispute resolution methods like arbitration or mediation clauses to resolve conflicts amicably.
6. Cultural & Immigration Support
By combining legal structuring with cultural understanding, Bellas ensures agreements are culturally sensitive and legally binding.
They also assist with immigration and residency implications that arise from property ownership, ensuring smooth legal status for foreign partners.
Why Bellas Is Ideal for Interracial Couples:
Legally adept—deep expertise in marriage law and property rights across jurisdictions.
Preventive and proactive—drafting agreements that guard both Filipino and foreign partners equally.
Holistic support—linking real estate structuring with immigration and marital law considerations.
Empathetic approach—tailoring advice with real-world understanding of interracial partnerships.
Whether you are looking for a forever home, a vacation property, or a business investment in the Philippines Bellas Consultancy is here to help.
We assist with:
Your property journey starts with smart advice. Based in the UK | Experts in PH Property Law
for OFWs and Overseas Buyers
Don't let distance stop you from investing wisely in the Philippine real estate
With Legal guidance from Atty Cenelyn Manguilimotan-Dalnay
Business advice from Cris Arago-Pedley
Real Estate Expert Janette Noguit
Bellas Consultancy helps you secure real property the right way. NO STRESS, NO SCAMS
BOOK a consultation.
Your home. Your investment. Your future. You.
We don't consult -we've lived it.
With backgrounds spanning law, hospitality, real estate, travel, and entrepreneurship, Atty. Cen (Filipino National)and Cris (British-Filipino) understand the challenges and rewards of building a business from ground up. You're not just getting theory - you're getting experience, empathy and execution.
Both founders are Filipino-born professionals who have successfully lived, worked and built networks in the Philippines and the UK.
Their combined journey includes hands-on experience with business setups, property investments, and legal structuring across both markets -giving Bellas Consultants unique practical insight.
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