Empowering 
Your Legacy Journey

The Bellas Consultants 

Business and Legal Guidance You Can Trust

Helping start businesses, invest smartly, and build legacies across the UK and the Philippines.

The Bellas Consultants

We are a dynamic advisory firm founded by empowered Filipinas,
dedicated to guiding aspiring entrepreneurs,
investors, and overseas Filipinos
through the intricacies of business and legal matters.

Together , We bring a powerful blend of legal insight and business strategy to help clients navigate opportunities across the Philippines and the United Kingdom.

Whether you are an aspiring entrepreneur, a growing business, individual seeking for legal advise or an overseas investor, Bellas Consultants provides tailored guidance to help you succeed -legally, strategically, and sustainably.

1.5k

Clients Served

OVER 100

Successful Ventures

40

Years of Experience

Business Mentorship

Gain insights from experienced mentors to elevate your business.

For Small Startups, Big Dreams, and Everything in Between

Business Mentoring & Guidance by Cris Arago-Pedley

At Bellas Consultancy, business mentorship isn't just about theory -it's about lived experience.

Cris Arago-Pedley,co-founder of Bellas Consultancy, brings over two decades of entrepreneurial expertise across multiple industries in both the Philippines and the UK. From running a travel agency to managing Pubs and restaurants, her hands-on knowledge helps aspiring business owners navigate challenges with confidence.

 

Start-Up Support

Whether you are just starting or scaling up:

  • Idea development & business planning
  • Market research and location analysis (UK or PH)
  • Feasibility studies and setup strategy

Business Structuring & Compliance

  • Choosing the right model (sole trader, limited company, cooperative)
  • UK or Philippine business registration guidance
  • licensing, permits and operational requirements

Operations & Day-to-Day Management

  • Workflow design and team roles
  • Supplier sourcing and cost control
  • Managing a business from abroad (ideal for OFWs)

Marketing & Community Building

  • Building brand identity
  • Local and online marketing strategy
  • Social media guidance for service-based and food businesses

Financial Readiness

  • Pricing strategies for profit
  • Budgeting for lean startups
  • Cash flow basics and long-term planning

Specialised Guidance For:

  • Food & Beverage businesses (from Carenderia to Restobar)
  • Travel Agencies or Tourism startups
  • Home-based businesses
  • Bed & Breakfast and rental property management
  • UK-based startups and PH investments

Why Trust Bellas Consultancy as a mentor?

  • 20+years of real business experience
  • Background in Business Administration, and Culinary Arts
  • Proven track record of building, growing, and managing businesses in both Philippines and the UK
  • Passionate about mentoring fellow Filipinos, OFWs, and first-time business owners

Turn your passion into profitable venture without the guesswork.

 

Let Bellas Consultancy and Cris Pedley help you build a business that works for your life, your values, and your future.

Legal Consulting

Expert legal guidance tailored for your unique business needs.

Legal Services

Led by Atty. Cenelyn Manguilimotan Dalnay, a seasoned lawyer and legal mentor in the Philippines, Bellas Consultancy offers reliable and compassionate legal support tailored to the needs of Filipinos abroad and local clients.

Business & Corporate Law
Property & Real Estate Law

Business & Corporate Law

  • Business registration (DTI, SEC, BIR, LGU compliance)
  • Contract drafting and legal document review
  • Business structuring and partnerships
  • Franchise acquisition and start up  support
  • Corporate compliance and governance

Property & Real Estate Law

  • Title verification and due diligence
  • Sale, lease, and property transfer assistance
  • Deed of Sale and Contract to Sell preparation
  • Support for OFWs buying property in the Philippines
  • Support for the Foreign Nationals buying property in the Philippines
  • Inheritance, land disputes, and estate matters

Family & Civil Law
Investment & Asset Protection

Family & Civil Law

  • Legal Adoption (Domestic and for overseas-based families)
  • Annulment, legal separation, and custody matters
  • Estate planning and succession
  • Correction of civil registry records (birth, marriage, death)
  • Notarisation and Power of Attorney

Investment & Asset

  • Legal due diligence for business or real estate investments
  • set-up of holding companies, asset shielding
  • legal guidance for joint ventures and partnerships

Cross-Border Advisory

Navigating business opportunities between the UK and the Philippines.

Supporting Clients spanning the Philippines and the UK with

  1. Market Entry & Corporate Structuring
  2. Legal & Regulatory Compliance
  3. Tax, Finance & Investment Structuring
  4. Risk Assessment & Regulatory Alignment
  5. Contracting & Negotiation
  6. Visa, Mobility & Personnel
  7. Cultural Mentoring & Hands-on Guidance

Legal matters Protecting Property Rights for Interracial Partners

1. Clarifying Marital Property Regimes

Under Philippine law, without a prenuptial agreement, the default regime is Absolute Community of Property—meaning all assets (land, buildings, investments) acquired before and during the marriage are jointly owned  . Bellas Consultants guides couples through:

Choosing the right arrangement (community, conjugal partnership, or separation of property).

Drafting legally sound marital agreements or postnuptial contracts to clearly define asset ownership and protect both partners.

2. Complying with Foreign Ownership Rules

Philippine law prohibits foreigners from owning land but allows them to own buildings and other improvements on land  . Bellas helps ensure:

Land is registered under the Filipino spouse’s name, while structures or shares may be held by the foreign partner.

Documentation (e.g., agreements, deeds) clearly indicates ownership interests to forestall disputes.

3. Ensuring Fair Access & Benefit

Even if a foreign spouse cannot hold title to land, Philippine courts often award them half of the proceeds from sale or the value of the land in case of legal action  . Bellas supports:

Proper structuring of compensation rights.

Agreements ensuring both partners benefit equally—including profit-sharing mechanisms or equitable partition strategies.. 

4. Drafting Inclusive Agreements

Bellas drafts co-ownership agreements, covering use, management, rent, and sale of property to ensure both partners have equal decision-making rights.

These agreements serve as legal safeguards — preventing unilateral sales or loans without consent.

5. Facilitating Dispute Resolution

If a partner attempts to sell without proper consent, Bellas provides legal representation to uphold equitable ownership entitlements.

Bellas can also help establish alternative dispute resolution methods like arbitration or mediation clauses to resolve conflicts amicably.

6. Cultural & Immigration Support

By combining legal structuring with cultural understanding, Bellas ensures agreements are culturally sensitive and legally binding.

They also assist with immigration and residency implications that arise from property ownership, ensuring smooth legal status for foreign partners.

Why Bellas Is Ideal for Interracial Couples:

Legally adept—deep expertise in marriage law and property rights across jurisdictions.

Preventive and proactive—drafting agreements that guard both Filipino and foreign partners equally.

Holistic support—linking real estate structuring with immigration and marital law considerations.

Empathetic approach—tailoring advice with real-world understanding of interracial partnerships.

 


 

Thinking of Owning Property in the Philippines?

Let Bellas Consultancy guide you. From selecting the right location to handling legal paperwork, we make investing in your dream home or income-generating property smooth and stress-free
  • House and Lot
  • Condominiums
  • Beachfront & Provincial Homes
  • B&B and Business Spaces
Message us today. 
Let's make that investment count. 
UK-based support. Philippine legal expertise.

Investment
from Php15,000/month

Real Estate Investment Made Simple

Whether you are looking for a forever home, a vacation property, or a business investment in the Philippines Bellas Consultancy is here to help.

We assist with:

  • Finding trusted developers and listings
  • Due diligence and legal review
  • Title transfer and property registration
  • Investment and rental ROI planning

Your property journey starts with smart advice.  Based in the UK | Experts in PH Property Law

for OFWs and Overseas Buyers

OFW? Living in the UK? Filipino? British?

Don't let distance stop you from investing wisely in the Philippine real estate

With Legal guidance from Atty Cenelyn Manguilimotan-Dalnay

Business advice from Cris Arago-Pedley

Real Estate Expert Janette Noguit

Bellas Consultancy helps you secure real property the right way. NO STRESS, NO SCAMS

 

BOOK a consultation.

Your home. Your investment. Your future. You.

 

Why Choose Bellas Consultants?

Highly qualified and motivated professionals

We don't consult -we've lived it.

With backgrounds spanning law, hospitality, real estate, travel, and entrepreneurship, Atty. Cen (Filipino National)and Cris (British-Filipino) understand the challenges and rewards of building a business from ground up. You're not just getting theory - you're getting experience, empathy and execution.

Both founders are Filipino-born professionals who have successfully lived, worked and built networks in the Philippines and the UK.

Their combined journey includes hands-on experience with business setups, property investments, and legal structuring across both markets -giving Bellas Consultants unique practical insight.

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Get in touch

Telephone:

E-mail: thebellasconsultants@gmail.com

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